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The dollar won crypto cards: USDC and USDT are 84%
In January 2024, almost all crypto card spend was in euros, through EURe, which made up about 80% of the total. By July 2026 the euro is below 3% and the dollar dominates, with USDC at 58% and USDT at 26%, together 84% of monthly spend. The data comes from onchain activity of the card programs tracked by Paymentscan, through July 31, 2026.

What stands out is the speed. The shift took a little over two years, and in early 2026 USDT got close to 40% before USDC started growing again. For anyone working with cards and payments, the message is that when users can choose the currency, they have been choosing the dollar.
Fonte: Paymentscan.xyz via a16zcrypto, atividade onchain de programas de cartão monitorados, dados até 31/07/2026 | Elaboração W Fintechs
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